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This question is for homeowners who rent their houses. My husband and I are applying to rent a house. Our credit is not perfect, but we have taken a financial class and live on a strict budget now. We have not used credit cards in over 2 years. We are also working with a debt management company to pay our debt off responsibly. Also, my husband has an eviction on his history, thanks to his cousin who was supposed to turn in an application and have his name put on the lease and take over paying the rent when we moved two years ago. He did not, and skipped town, and we found out about the eviction a month later. We’ve written up a letter explaining all of this in detail, we have excellent rental history where we’ve been living for the past 2 years, and my husband has 2 full time jobs. We’ve also got about 6 personal references as well. Would you look past the credit score and the word “eviction” and rent to us? Any advice to improve our chances? Thank you!
I realize that my husband made a huge mistake by not making absolutely certain that his cousin had turned in the application and that his name was on the lease. I wish every day that we could go back and do things differently. That eviction was not for my husband’s refusal to pay the rent, it was a special circumstance. For all those with a “no eviction” rule…do you not look at the circumstances? We have YEARS of positive rental history with that one blip.

3 Thoughts on Would you rent a house to us with imperfect credit and an eviction on our rental history?
  1. Reply
    Tim
    July 18, 2011 at 12:20 am

    I would not. My policy is no evictions.

    There are others, they may require a larger deposit or even a co-signer. It is not the end of the world. The rental pool for you has just gotten smaller.

  2. Reply
    packerlover
    July 18, 2011 at 12:44 am

    If i was a home owner i think i would. I do not know too many people who have perfect credit. you and your hubby sound like you got your acts together. so i really do not think you would have a problem. good luck

  3. Reply
    rhsaunders
    July 18, 2011 at 1:22 am

    No. An eviction is absolutely disqualifying. You made a major mistake by not putting the lease in cousin’s name before turning over the property.

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