will using consumer credit counseling affect me if I have to relocate and buy a new house (VA loan) in 2 yrs?
I might have to relocate in 2 yrs and want to clean up my bills but can’t seem to due to high rates on two cards. They just raised them for no reason, never late (I use autopay) and increased the minimum. If I use CCC I can pay them off in 4 yrs but when asked if it will affect me in buying a home he said this program helps raise your credit score and shouldn’t. I was wonder if anyone has had any experience with the same scinero.