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I have owned my house for 6 months, with me paying my mortgage, credit card and truck payment on time every month will this raise my credit score within the next 6 months? How long does it usually take to raise a credit score? And how many points does your credit usually go up by, is there a set number?

3 Thoughts on Will this make my credit score go up any?
  1. Reply
    August 8, 2011 at 10:24 pm

    There is no set amount of points but with 2 installment accounts and 1 revolving account being paid as agreed for 12-months should raise your score at least 50-75 points.

  2. Reply
    Watch IT!
    August 8, 2011 at 10:45 pm

    Your best bet is to always pay on time, minimize your use of credit and build a long term record of stability. Use credit for convenience, not to enhance your income or lifestyle.

  3. Reply
    August 8, 2011 at 11:18 pm

    You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments –

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