I appreciate your help, but please be specific if you do reply.
Vital Info: Verizon California Landline Amount $ 500.
My ex-renter literally had a nervous breakdown and started using my phone (which didn’t have a long distance provider) to make calls back east. Normal phone bills were $ 26 a month. She was evicted (nightmare) and now I have a $ 300 + $ 200 to pay by the 3rd or else I’m disconnected.
Question #1. If I balk and don’t pay (not saying I will do that) will the not paying, if it goes to collections, hurt my credit score somehow? Or am I just going to get notices in the mail? I know that a landline is a utility…so does that matter? I know it matters in Canada.
Also, If I don’t pay it, can my son at some other time start the phone line again in his name without the debt?
AND for the techies out there. There is a DSL (3rd party provider) account on the line. If the phone goes off…does the DSL get cut too? No, its not Verizon DSL, but a third party which I have a contract with till November.
I have to add this detail for the curious. I have now and have always had excellent credit! The worst I have ever done in my entire credit history is pay a payment about 3 days late! I just want to know the answer to my question. BTW, I am 74 years old.