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No boss is obligated to provide you with health insurance. It’s a perk, a benefit. I don’t understand these people who expect not only jobs, but up to 25K a year coming out of college and, to add insult to injury, health insurance! The demands of these kids are outrageous.

Whatever happened to getting a job and paying for your own health insurance? If you budget right, you can buy insurance, even with a so-called pre-existing condition. The American worker expects everything to be handed to him these days: paid vacation, maternity leave, health insurance, safety laws……

Our ancestors did not have these luxuries 150 years ago and they built this country up. Today’s libs want to tear it down and turn us into Canada or France.

21 Thoughts on Why do people expect jobs to have health insurance? Are they just cheap and greedy?
  1. Pretty Good
    December 10, 2011 at 3:09 am

    Pffft. You sound like a commie.

    Of course jobs should have health insurance. Of course it should be part of the benefits package. Why?

    Because the JOB is what sucks the life force out of you.
    Because the JOB is what takes your youth, your health.
    Because the JOB is what stresses you and ages you.

    But most importantly — BECAUSE IF A JOB CAN PAY THE CEO 400 TIMES WHAT THEY’RE PAYING ME, THEY CAN PAY FOR HEALTH INSURANCE.

  2. Patrick4024
    December 10, 2011 at 4:08 am

    If you get sick or injured, I hope you remember that. Because I bet you would be the first to try and get government assistance.

  3. DYT
    December 10, 2011 at 4:32 am

    Liberals want everything to be free. They do not like having to work to obtain things.

  4. dominique m
    December 10, 2011 at 5:07 am

    That’s the conservative plan alright. Workers rights and benefits taken back to 1880’s standards.

  5. KT
    December 10, 2011 at 5:36 am

    someone woke up on the wrong side of the bed this morning…

  6. Proud Vegan
    December 10, 2011 at 5:50 am

    In civilized countries it’s not something you need to worry about and you have the FREEDOM to pursue the career of your choice without health care benefits being a deciding factor in where you work. Too bad America doesn’t seem to want to catch up with the rest of the western world.

  7. dee_the_genius
    December 10, 2011 at 6:04 am

    whats cheap and greedy about health insurance? it takes most of your paycheck! (unless your liberal of course because then you probably have everything handed to you)

  8. John Doe
    December 10, 2011 at 7:02 am

    Your boss isnt your mommy and daddy & they shouldnt have to provide you with health care or housing or cars etc.

  9. Teekno
    December 10, 2011 at 7:17 am

    I expect to get health insurance because I am a valuable worker, and that’s simply what it’s going to take for me to be interested in working for anyone. If an employer doesn’t offer a competitive benefit package, they just aren’t going to get quality applicants like me.

  10. El Tecolote
    December 10, 2011 at 7:55 am

    Unions are what started this bullshit. The mentality that the employer owes the employee everything under the sun along with a paycheck can be blamed squarely on unions.

  11. Nicholas J
    December 10, 2011 at 8:31 am

    No you are wrong. The days of middle class paying for health care out of pocket are gone. Have you ever had a full time job or are these just the musings of a 14 year old?

    150 years ago the streets were full of beggars dying of preventable disease.
    The measles were a death sentence. Also 150 years ago, doctors were not millionaires like they are today. More than half the nation was illiterate. And the life expectancy was 60.
    But sure pal – it’s the libs “tearing” down the country.

    The GOP is a joke.

  12. zuma
    December 10, 2011 at 9:15 am

    Health Insurance cost as much as the Minimum Wage Job..

    The Tipping Point is when the majority of Jobs moved Overseas..The Poor have no Choice but to buy the cheap junk from overseas….What Job’s…. who are you Kidding..

    You’re another Bloody transparent Fraud who Lie for Greed no matter what the circumstances.

    Unions,..not to blame..The South never had unions, and nothings different than the unioned north..You’re Bloody Liars…They defend outrageous Health-care cost at the detriment of human life.

  13. Bflowing
    December 10, 2011 at 9:48 am

    You are right, the workers didn’t have all those “luxuries” 150 years ago, but the American economy didn’t start booming until workers started to receive decent wages.
    By the way, under the Affordable Health Care Law, employers with over 50 employees have to offer a plan, but do not have to pay for it.
    Uh, you are against safety laws?

  14. Cris Ray
    December 10, 2011 at 10:10 am

    It’s all part of the pay package but with high taxes, massive regulation an higher energy costs it it one of the things employers can cut.Liberal think it’s a god given right but as usual there wrong.

  15. Andy
    December 10, 2011 at 10:55 am

    1. Times have changed in the last ONE HUNDRED FIFTY YEARS!!!
    2. Civilized countries provide a 1 payer system anyways, the least we can expect from an employer is some help on health insurance.
    3. If someone pays $ 100,000 for school I think they should be able to expect a decent salary, but that’s not the case anymore. Employers are taking advantage of the poor economy, hiring over qualified workers for entry level positions at less pay than they were paying 5 years ago. HOWEVER the price for their goods/services hasn’t gone down at all, it’s actually gone up!

    So how about these greedy old men running these businesses give back a little to the people who make the money for them (their employees). Happy employees work harder, longer, and more efficiently. That’s why big time companies like Google, Apple, Zappos, etc. are so willing to splurge on their employees. They can spend extra and get 3x that in return, but so many companies don’t want to take the risk and instead screw over the people that make so much money for them.

  16. Alex
    December 10, 2011 at 11:04 am

    I take it you have never had a full time job that had insurance.

    The employee still pays for it. it is taken right out of our checks every week. getting it though a Company mean getting it at a lower rate because it is bundled together.

    Look if you don’t want to pay someone more 25k for having a collage Application quit requiring for jobs that do not require a 4 year degree. Since when do you need a 4 year degree to sweep floors at a high school? or to sell homes if you have a Real Estate license?

    If you are required to go to school for 4 years and pay the exorbitant cost of that education, you are with in your right to say you should get a certen level of money. That was the point of the education.

  17. Becca Wawa
    December 10, 2011 at 11:22 am

    All businesses can’t afford to provide their employees with health insurance, when you dictate that all companies have to provide health insurance for their employees you take small businesses ability to compete away. You get the same result when you place to many regulations on businesses. For example, my cousin is an independent garbage man, he can’t afford to hire employees, and he can’t even advertise for business in some cities because in order to do so he has to buy $ 1,000,000 worth of insurance and own a truck that has a compacter on it for public safety. How do you expect someone who has 30 or 40 customers to be able to afford that? Democrats are crushing the American dream because they think people who own a business are automatically wealthy, but they aren’t.
    The liberal plan is to over throw big business, force small business out, and create one major conglomerate that is owned by the government.

  18. Passion for Fitness aka Fitnessadventures2112
    December 10, 2011 at 11:47 am

    But Ted most major corporations offer insurance . I HAD great coverage when I worked for a major company . I had full coverage and paid it’s been awhile but I think 120.00 every 2 weeks . When I had my son 12 yrs it was 21.00 total that I paid out of pocket for the delivery and etc .
    My family has had to pay for our own insurance and it was 450.00 a month and crappy coverage …..
    You know what after reading your post again ……. get over yourself Ted …. this has NOTHING to do with being a Liberal , Repub and so on ……

  19. A Voice of Reason
    December 10, 2011 at 12:04 pm

    This is not a Politics question. Please consider reposting under Jobs or Economics.

  20. bw022
    December 10, 2011 at 12:57 pm

    You were good until the last line. It is interesting that in the US employers are expected to provide health insurance.

    However, your last line (“Today’s libs want to tear it down and turn us into Canada or France.”) makes no sense. Employers in Canada and France do not provide health insurance. Primary health insurance is offered by the government (either at the state/provincial level or federally). Employers only offer extended health coverage (such as dental, eye care, private hospital rooms, loss of work income, etc.) and then only as a way of enticing employees. If libs wanted Canadian health care, they would be asking for the government and not employers to provide health care.

    However, to the question…Americans expect employers to provide health care for several reasons. Some are practical and some are historical.

    Insurance is based on risk. The more risk someone has the less risk. The easiest way to reduce risk is to get more and more people to share the risk. If you are insuring one person, you always have to keep enough money in case they get really sick/injured. If you have a hundred in a group, you don’t need a hundred times that amount of money on hand, since statistically all hundred won’t get sick at the same time. As such, you lower insurance rates by having as many people in your pool as possible.

    If you aren’t going to use a government model — then the most common groups which are easily organized are employees. The military quickly learned this as did many police, fire, etc. Americans by the 1950s were fairly mobile, so church, city, and community insurance plans typically weren’t a good option. This resulted in the 1950s and 1960s when companies (particularly manufacturing) realized that they could save their employees huge amounts of money on health insurance by getting thousands of employees on their plans. At first, the plans were just employees putting in money, but some companies simply took money off pay and put it in for them.

    As costs of providing health care ballooned during the 1970s and early 1980s, the difference between these pools and individual insurance became so high that people simply won’t work jobs which didn’t offer insurance. This isn’t an “expectation” but merely good capitalism for workers. This also led to mid and small sized businesses having a hard time. At about this point, the government moved in and started mandating companies of a certain size to offer basic coverage. Over time, this mandate has become accepted.

    Health care costs are now well over 15% of GDP in the US. That means the average American would pay about 25% of their income on health care — children don’t work. Those in a good group plan are about half and those getting individual could be as much as double that. Selecting a company with a good plan isn’t an “expectation” is is both a necessity for some and good capitalism for others.

    Now… you could move the US system to any other group system. However, without a group to lower costs, individual insurance is simply too expensive.

  21. AMERICA IS DEAD
    December 10, 2011 at 1:32 pm

    Single payer would eliminate that problem, nicely.

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