How is that my credit score is different between bureaus? Trans union, Equifax, and Expirian, are the three credit bureaus, but why is one 636 and the other is 582 – and im not sure about the third, but I am trying to get approved for a 250k FHA loan on 104k salary a year – with 72k as my tax amount (self employed) is this going to hurt me? I just don’t understand.
To get your most accurate score, go to a bank, and have them pull credit – or simply call one of the bureaus – you are entitled to one free credit report per year
Any when i say amount i am taxes on that is will all of my self employment deductions, i was told though that there is a worksheet that you can fill out to add back in your deductions – which makes your income more realistic – for loan approval – exaple i get the home office deduction- which should not reduce my income but it does in a tax sense.