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I am a first timebuyer. I am self employed but my income is not so great.
My accountant is a certified chartered accoutant who has kindly ammended by accounts. I am still however finding it difficult as Natwest yesterday told me i have to provide bank statements and business account details etc.. to them. Clearly my ammended income which my accountant has provided me will not match the accounts. I really want a mortgage and at a really good rate. i have 20% deposit saved up and require a loan amount of £135000.

Anyone please help..

4 Thoughts on Which Mortgage Lender is not so strict? who give the best rates?
  1. Reply
    Leda
    February 28, 2014 at 6:18 am

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  2. Reply
    Eleanor86
    February 28, 2014 at 6:31 am

    Firstly, you can not lie to Mortgage Lenders (with your accountant or without) its fraud! Secondly they will all credit check you first so there would be no point lying!?!

    Being self employed with a low salary and only 20% deposit i’d say your chances of getting a mortgage at all are pretty slim, let alone one with a good rate.

    Good Luck!

  3. Reply
    Jay P
    February 28, 2014 at 7:28 am

    Ummmm are you telling me that you have provided amended (falsified) accounting information to a bank for the purposes of obtaining a loan? This is called bank fraud and is actually a felony in the states. I suggest you try another tactic. My sense is that if you need to lie, you should not be getting this mortgage anyway.

  4. Reply
    god is good
    February 28, 2014 at 7:29 am

    I am Mrs Vanilla Pam,currently living in New florida,USA.I am a widow at the moment with three kids and i was stuck in a financial situation by may 2009 and i needed to refinance and pay my bills.I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.But as God would have it,i was introduced to a man of God a private loan lender by name Mr Lacus Robinson who gave me a loan of $ 75,000USD and today am a business owner and my kids are doing well at the moment.So dear,if you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contact Mr Lacus Robinson.He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email at [email protected]

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