which type of insurance would i need to protect my stuff from accidents? I have ALOT of electronics and such in my home, and recently i took in some family. (mostly small children). They seem to be careless and energetic, and i just want to protect my stuff. Alot of these things i dont have reciepts for, so I was just wondering if homeowners insurance covered these types of things.
Oh, and i dont need like flood n all that stuff. I would prefer not to get coverage for like flood, or my actual house. just on my stuff.