My husband asked me, my friends, the mortgage (broker) is not the right decision and approved the purchase of a house. He also called for National City. We plan approved by the two places you stick. Here are my pros and cons pros National City – is a bank, where we and I do not think they demand points, such as brokers do. Mortgage Broker Benefits – They send me all the time (I’m an insurance agent). Not really the inconvenience to them. Just do not drive to one of my open source, but I do not want to be folded torsion.