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I have very good credit and want to buy my first home. I am 21y/o. I will need 100% loan and not over 6% interest. Where is the best place? I would not like verible interest either. THANKS

4 Thoughts on Where is the best place to go for a Mortgage loan?
  1. Reply
    Iakona
    June 28, 2012 at 3:15 am

    I was in the same situation, consider FHA from your bank where you have a checking account. They were even lower than a credit union and online mortgage companies (lending tree, contrywide, etc.).

  2. Reply
    saebag
    June 28, 2012 at 3:46 am

    I’ve bought a few homes over the past 20 years. One trick that’s worked for me is to have my realtor invite 3 mortgage brokers into the office. Then… I interview them!

    Now that my credit’s pretty good, I give them one criteria… ask whatever they want up front, but don’t keep coming back for more info. I got bombarded with follow up requests the first time I bought a house and I’ll never put up with that again.

    Good luck!

  3. Reply
    Madeleine
    June 28, 2012 at 3:57 am

    All mortgage loans are not created equal. If you are looking for a loan, you have probably discovered the array of loan types and options. It can be confusing forthe first-time borrowerand are easier to qualify for than conventional loans. They are also guaranteed to the lender, which allows the borrower to obtain more favorable loan terms.

  4. Reply
    Maxi M
    June 28, 2012 at 4:37 am

    By posing this question on Yahoo Answers, you’re inviting every scheming lowlife scammer to offer you a loan. And I guarantee they will reply soon. Don’t respond to anyone who offers a loan and has a generic contact email, i.e., yahoo.com. They are scammers. They will ask for money for proceesing stuf and you will not see a dime.
    my little advice is that you go to a bank in your area to request for the loan and that is if you have a collateral, but if you want loan from those that give out unsecured loan without a collateral i know of someone that gives out unsecured loans, though he is the only one i have tried for now so i don’t really know if his interest rate is the lowest, here is their contact information if you want to contact them. (kingstonloaninc@live.com)
    i am sure they can be of help to you.

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