No one in my family has never owned a home and I really do not have to ask. My friend just bought a house and I asked him, but he said that he was talking with a bank approved me. I tried to talk to the bank, but they do not really take me seriously and I was really impressed off.Voici some information: – I have been single 22 years in the same company for almost three years now. Made my first year 40k, 50k last year and this year will be about 65k -. I was renting the same place for two years. Pay 1,400 per month -. I had a credit card for only 6 months. Never late payments and I keep the balance below 20% – with two cars worth 16k and 6k.J ‘have 12k savings for now, and I’m selling my beautiful car soon so I should at least 25k for a down payment. My credit is relatively new (6 months credit card and have never had any loans or receivables), so I think that’s why the bank did not really think I’m tired of paying $ 1,400 parler.Je someone else a single month . Mortgage payments My friend is $ 900 and it is for his own house, not a propriétaire.Alors, where should I start paying? I’m serious about buying and want someone to take me seriously, even if my credit history is relatively new to talk. Advice?