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I have poor credit. My score is about 600. I need about $ 3,500. I don’t want to use Prosper.com. I’d rather find a financial company that can lend me the money themselves. I know the interest will be pretty high, but what are my options to obtain that money.

3 Thoughts on Where can I obtain a small personal loan of about $3,500 if I have poor credit? What are my options?
  1. Reply
    jamilah_87
    November 22, 2011 at 2:36 pm

    I would go through citi financial. They offer personal loans to people with bad credit. http://www.citifinancial.com

  2. Reply
    MS.B
    November 22, 2011 at 3:12 pm

    Nah…I tried with citifinancial (my score at the time was 629) and they said that was too low. I say go with prosper. I think with prosper, you feel like everybody has a chance reguardless of there score. It’s all about creating your profile, and selling yourself to the lenders so they can lend you the money. Good Luck.

  3. Reply
    Rony
    November 22, 2011 at 3:19 pm

    Credit Score is not all they look a, must meet minimum debt service ratios, and they look your job.
    I found interesting information about your answer: the best Loans for people with Bad Credit & options here. http://all-debt-consolidation-loan.blogspot.com/2007/08/bad-credit-loans.html

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