Article Score0

I am looking for a personal loan, but I am having a hard time,My credit score is low due to my credit cards being at their limits. I want to pay them off to bring my score back up. I also promised my kids we would actually take a vacation this summer. Not happening. I keep getting solicitated by these scams, does anyone know a legitimate company that could help me. Thanks.

4 Thoughts on where can I get a personal loan with really poor credit?
  1. Reply
    Scam Alert
    July 28, 2011 at 12:34 am

    Don’t pay attention to the people on here who are trying to Scam you. Beware of Advance fee Loan scams.
    LOAN SCAM – Do Not Pay UpFront Fees.
    Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money.

    Remember, if it sounds too good
    to be true, it probably is! NEVER give out your personal information to strangers online! Always be on guard.

  2. Reply
    July 28, 2011 at 1:10 am

    Those companies will do more harm than good. You pay them and end up almost as bad as bankruptcy.

    You can pay them off yourself. First make a strict budget. Eliminate all the extras — eating out, vacations, cell phone, premium cable and internet, etc. Take every penny you can squeeze out of that budget and put it on the highest rate credit card, while paying the minimum on the rest. When the highest rate card is paid off, go to the next, till all the credit cards are paid off.

    Once you get those credit cards paid off, don’t charge more than you can afford to pay at the end of the month.

    You should learn the difference between WANT and NEED. Pay for the need items first, save for the want items and wait till you have cash in hand.

  3. Reply
    July 28, 2011 at 1:14 am

    since you have a bad credit score you really need to check around for interest rates because they will be high since credit

  4. Reply
    hieliza e
    July 28, 2011 at 1:39 am

    People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally soughtThe interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid.

    Leave a reply

    Register New Account
    Reset Password