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My partner and I are looking for a mortgage lender. We are 1st time buyers in England(midlands). We would prefer a 100% mortgage but my partner has CCJs(they are all paid off)and I currently don’t work. We have looked into different mortgages but can only get around £75000 and would also need a deposit. This is a problem because all the suitable houses are over £100000 and also, because we have quite a high rent, there is no way we can afford a deposit. Does anyone have any ideas of where to look?
My partner has a good, well paid and secure job.
we do have credit unions but I am not sure how good they are. I think they are more for people on social security and stuff like that. I will try them though.

2 Thoughts on Where can I find the best mortgage deal?
  1. Reply
    bunstihl
    April 12, 2012 at 7:13 am

    Do you have credit unions in England? I would look into credit unions. They are better than banks. Yup, the end.

  2. Reply
    Dory
    April 12, 2012 at 7:20 am

    Speak to Phil at Suttons, he is an independent financial advisor, he doesn’t charge for his services, and will find you the best deal. He will try harder than others to get you a mortgage because he gets a commission from whoever he recommends you to.

    You need to have saved with a credit union for some time, before you can have any sort of loan from them, it is best to speak with an independent financial advisor.

    You could try looking at the following website, you may need to do a bit of searching on it to find what you want.

    http://www.motleyfool.co.uk

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