6 Thoughts on When should you apply for a business credit card if your personal credit is poor?
  1. Reply
    Bart M
    July 8, 2013 at 2:27 am

    HINT-> All business related debts are guaranteed by personal backing. Therefore, it won’t “fool” the system if you apply for a business card versus personal card.

  2. Reply
    July 8, 2013 at 3:08 am

    Even if you try to hide behind a corporation, they will try to dig at your personal credit.

  3. Reply
    July 8, 2013 at 3:58 am

    You should try repairing your personal credit, this article lists several tips on how to do so, http://www.monitorbankrates.com/how-to-build-maintain-and-repair-your-credit

  4. Reply
    candi h
    July 8, 2013 at 4:07 am

    Easy one! You shouldn’t. You are going to have to show that in the event the business goes down you have the ability to step up and take care of the outstanding account. A lender is not going to give you a business account when your own personal credit is ruined.

  5. Reply
    Bono F
    July 8, 2013 at 4:52 am

    You can use credit repair agency to fix your personal credit – for example this one – http://freecreditreport.sinfree.net – They can clean lots of such bad stuff from your credit report – and do it much faster than yourself, so your credit will go up fast.

  6. Reply
    July 8, 2013 at 5:20 am

    I am going to disagree with everyone. I think you should apply for a business card. If you get approved and pay your bills on time it will help build your personal credit card. If you do decide to apply for a card, use applyfastbankcards they pay $ 90 per business card you apply for. Good luck:)

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