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I’m looking into refinancing with the new HARP guidelines, one of which is that Freddie Mac has to have bought my loan on or before May 31st, 2009. The Freddie Mac website tells me that it owns my loan, but does not tell me when it bought my loan.

4 Thoughts on WHEN did Freddie Mac buy my loan?
  1. Reply
    Ryan M
    February 4, 2014 at 3:45 pm

    And you think someone HERE knows??? Really??? Other than picking up a phone and calling Freddie….no one here can help you.

  2. Reply
    February 4, 2014 at 3:50 pm

    Legally they must give you notice that they bought your loan if they dont you could sue your old bank.

  3. Reply
    Beverly S
    February 4, 2014 at 4:31 pm

    Usually it’s almost immediately after closing.. You can call whoever you make your payments to & ask them. Freddie doesn’t own your loan, it’s just a Freddie Mac loan. The people you are paying is who actually owns your loan.

  4. Reply
    February 4, 2014 at 5:11 pm

    Your mortgage (and other debts) can change hands several time as your mortgage can be bought an sold several times throughout your loan period. This is all done behind the scenes and normally all you recieve is a payment book from the new company…nothing else. Yes, it’s annoying but a standard practice.

    When it’s done should be of little concern as this has no effect on you other than where your checks are sent and who cashes them. GL /))

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