If a tenant is “not that bright” and starts smoking in bed, or leaves their dryer on and forgets about it, then one of those two things ends up burning my house, would i be covered under my insurance assuming that i have full coverage?
also, are small fires covered? If they burn just their kitchen, will i be able to claim the money to repair that portion of the house?
Is it “neglect” even if it wasn’t me, but my tenant who neglectfully burned down my house?
I ask this because i just purchased a house and both of my tenants have children. They’re always running around and i just dont trust them. If their kids, or even they themselves, damaged my house in fire, or any other damage, would it be covered?