I spent over a certain amount on my credit card, they in tern put my card on hold to call to make sure it wasn’t stolen. I receive a call about 3 months later from 24 Hour fitness stating the dilemma. I tell them to go ahead and process the payment twice. They apparently couldn’t and today I call again to settle the problem and find they have already sent this to collection. Should I still pay them even though It went to collections? How bad is this on my credit. I have never had anything go to collections. What should I do? I really don’t want to pay them now if I DONT HAVE TO, I also canceled my membership. What is you advice?