25 Thoughts on What is the most debt u ever incurred?
  1. Reply
    August 2, 2011 at 5:24 am

    a lot

  2. Reply
    August 2, 2011 at 6:14 am

    Near on 12 grand lol but its all sorted now… well nearly lmao

  3. Reply
    August 2, 2011 at 7:09 am

    none of your business

  4. Reply
    August 2, 2011 at 8:04 am

    $ 30,000 still paying yes why so high my husband was in a car accident and his case has yet to go to court so all the medical bills have been adding up and still adding. It’s been 3 years

  5. Reply
    August 2, 2011 at 8:55 am

    A house!

  6. Reply
    August 2, 2011 at 9:27 am

    Well I’m only 14,

    but the most debt i’ve owed, was when my friend bought me an Ipod case. I told my mom I needed money, and she fefused topay. So I’m paying my friend with my dad’s allowance. It’s been 4 weeks and I still need 10 bucks. Yeah, i’m poor. Lol

    However, my mother bought a car two years ago, and she’s still paying for it. She needs $ 2,000.

  7. Reply
    August 2, 2011 at 9:48 am


  8. Reply
    Richie D
    August 2, 2011 at 9:56 am

    I currently owe about 8 grand combined debt with a personal loan- should be paid off within two years as I’m on pace to do now.

  9. Reply
    Ik Weet Niets!
    August 2, 2011 at 10:16 am

    About a quarter million…business stuff mostly. I’m still paying but not too worried about it.

  10. Reply
    August 2, 2011 at 11:01 am

    like 12 thousand and i was with shit on my pants

  11. Reply
    August 2, 2011 at 11:23 am

    my house.

    yup still paying
    for 27 mores years or until i sell it and buy another.

  12. Reply
    Crystal L
    August 2, 2011 at 11:49 am

    The last apartment I lived in totally ripped us off when we moved out. You gotta pay close attention to your lease cause if not you can be paying for alot of stupid fees. I’m still paying it off, it’s been about 1 year

  13. Reply
    patrick w
    August 2, 2011 at 11:52 am

    Two millions. I have stopped paying since I don’t have the mains.

  14. Reply
    August 2, 2011 at 12:45 pm

    I’m in medical school… debt is my life! From what I’ve been told, I’ll owe more than $ 250,000 before I get out. I don’t have to pay it yet, so I guess I’ll deal with that when I get out in the world and start making some money.

  15. Reply
    August 2, 2011 at 12:59 pm


  16. Reply
    August 2, 2011 at 1:35 pm

    ten thousand bucks which I owed my ma. she then offered to buy me a car and i said – let’s swap car for debt and she said cool. Now I am debt free and very happy 🙂

  17. Reply
    August 2, 2011 at 2:06 pm

    In 1987 when my wife wanted one half of my business during a divorce I bought all new equipment, making her half about 125,000 dollars in debt. Needless to say, she didn’t take that! I sold the business about a year later and made enough to retire on!

  18. Reply
    August 2, 2011 at 2:59 pm

    $ 160,000 on a house that we are buying next week. I will be paying on it for 30 years if we live there that long. We are planning on living there for about 5 years, and then we will sell it and find something else, bigger and better we want to buy.

    No car payments, no credit card debt. Just a house. Easy enough, plus regular old bills everyone has. Key to managing money is do not spend more than you make!!! And do not run up credit cards. We use ours to build good credit, buy a few things, but pay it off each month. We don’t let interest build up.

  19. Reply
    August 2, 2011 at 3:17 pm

    $ 1000 about 2 years ago (0% interest). It’s the only debt I have, and I’ll have it paid off by this time next year. All other details are none of your **** business.

  20. Reply
    August 2, 2011 at 3:24 pm

    Well I bought a house this past year and have about $ 1,500 in credit card debt. So all together I’m in the hole about $ 130,000. I filed a chapter 7 bankruptcy in 2004, and at that time I had about $ 10,000 in credit card debt that was increasing fast because of interest. I was in the military and deployed alot so I had a hard time sending my monthly payments in. I’m out now, and back on top of the financial horse.
    Right now I keep my debts to a minimum, because I just pay the neccesities. Mortgage, insurance, phone&cable, electric&utilities. I lump all my payments together, and take out what I need for bills at the first of each month. Then I live on what I have left, and whatever I earn that month from working.

  21. Reply
    August 2, 2011 at 4:00 pm

    The most I’ve incurred $ 28,000.00. How embarassing to even admit!! I’ve been paying on it non-stop without using credit for about two years now and I’m down to $ 18,000.00 right now. I have no clue how I manage them really, but I do know I never have any money to spend on myself anymore, unless I want to use the plastic that got me in this mess in the first place. I can only hope that in December when my car and personal loan are paid off that the extra $ 550.00 a month helps. Though I’m sure something will come up or happen that will spoil the plans I have once December gets here. I’ve almost filed for bankruptcy a few times, but never went through with it. That’s the easy way out for to many people. Let’s be irresponsible run up this debt then file bankruptcy. Not me I got myself into this mess and I’ll find a way out of it. Credit cards are evil, I no longer own a single one. If I can’t buy it with cash I don’t need it!! The only cc I have is a gas card for emergency purposes, but since I now work at home there usually isn’t an emergency to need gas.

  22. Reply
    August 2, 2011 at 4:20 pm

    $ 36,000 hospital bills, $ 4,500 cardiologist bills, total of $ 40,500 for an uninsured heart attack my husband had five years back. We are still paying, we have about $ 18,000 left. We’re going to try to negotiate that down, but will still be paying for years.

    He’s gotten a much better job since then, so financially we’re only a bit worse off than we were when he got sick. He makes enough more that we can pay for the health insurance for he & I (before that we only insured the kids privately as neither of our jobs had affordable insurance) and the medical bills and still keep the kids in X-Boxes and sporting equipment. We could use a bigger home, but can’t afford it with the medical bills. Had he not had the heart attack (or had he been insured) , we probably would have moved a few years back. Luckily our parents set up college trust funds for the kids, or we would have a big problem as one is only a few years away. We kept our DSL, with all of us online alot and the kids needing it for school, it really wasn’t a luxury for us. We had the most basic satellite package for several years, only a land line phone and were VERY frugal with heat & electric. We got a full satellite package just this year, but still no cell phones. We’re both driving 10 year old cars. When the oldest starts driving next year, he’ll probably get mine & I’ll get a new (used) one. We have NO credit card debt, no car payments, and don’t want any until the heart attack is paid off. It’s tight sometimes, but the kids always get their Christmas presents.

    Moral of the story-no matter what else you have to do without, GET HEALTH INSURANCE, even if you are young. My husband was under 40 when he had his heart attack, something awful can happen to anyone.

  23. Reply
    August 2, 2011 at 5:10 pm

    About five years ago I was in a car accident in my car. My boyfriend was driving. Since I was not the driver my insurance did not pay for anything. I owe 9000. on that car and about 45000.00 in medical bills. I should be done paying in about 5 years. total of 54000.00!!! Now I got medical insurance and made changes to my car insurance..

  24. Reply
    Dwight D J
    August 2, 2011 at 5:44 pm

    about $ 400K….$ 260K house, $ 98K student loans, $ 35K two auto loans, the rest credit cards

    mortgage & cars get paid a few days early, always over minimum payments; student loans are paid by EFT, but won’t be paid early ’cause of low interest rate; credit cards I pay as much as I can on, focusing on the one with highest interest rate

  25. Reply
    August 2, 2011 at 5:44 pm

    $ 65K when I bought a condo. I sold it when it appreciated.

    In college, I had a LOT of credit cards. Probably about $ 8000 in debt. I didn’t pay a dime, and they eventually fell off o my credit report. It ruined my credit for a few years, but I’m great now.

    An older dude I knew in undergrad got 8 high limit cards. He paid for his tuition, books and fees each semester on a different card. He didn’t pay a dime for his education.


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