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I am looking for a loan and I have bad credit from years ago, and nobody finance. In the search for a conventional loan or even a payday loan, can I still get the. I need the best place to get one of these loans to know the easiest way and the easiest. Can you help me please? I filled out the application to apply online for a payday loan, but it always takes me to a site that would send all my information to several companies, but I have not had any luck with them.

2 Thoughts on what is the easiest way to get payday loans with bad credit?
  1. Reply
    February 11, 2013 at 10:52 pm

    The vast majority of payday loans are going to look at you income and rent/mortgage rather than your credit rating. You can always Google “Payday Loan No Credit Check” and do one online, there are (or at traditionally) are a lot of them.

    Another factor is that banking laws vary from state to state, so without knowing more about where you live it’s hard to say if there’s a bank that will give you one of these quick, dirty, and ultimately expensive and self-defeating loans. At the risk of sounding preachy, I’ve used them before and it only made matters worse in the long run because of the crazy high interest they hit you with. Nev-er-again!

  2. Reply
    February 11, 2013 at 11:03 pm

    A payday loan is the worst thing you can get because the interest is high and you can’t pay it off and it lags on and builds interest and before you know it you’re in bankruptcy. So you’re lucky that no one will finance you.

    The easier way is to pull in your belt and eat less (like ramen noodles for a month or mac and cheese, etc.) and don’t spend. Cut your expenses. The alternative way is to get a second job. The third way is to get educated so you’d command a better job. If you need a loan then ask your parents. Most parents are lenient and either don’t charge interest or they will forgive a loan or once you’ve paid it all they might give you that money, depends on the type of parents you have. But it never hurts to ask them first.

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