What is the best, easiest and most successful way to get my mortgage loan modified, i.e. lower interest rate?
I was out on disability for about 2 months, I contacted my mortgage co (citimortgage) and they suspended my payments for 3months…I’m now back to work and working on a loan modification since the rates are so low and buyers are being offered this option. However, it’s been about 4 months since my payments were suspended and still no loan mod. On the positive side I’m almost totally debt free, but I would like to start making my payments again, at a lower rate of course.