Me and my girlfriend who have been together for more then 2 and half year spend almost every hour together and it’s been that way forever. Hardly ever disagree never argue and have been put in severley stressful financial situations but always pulled through. I am good with money, she is not. I have $ 20,000 to invest in moving out. I am only 20 years old, and she is 18. We would like to move out soon and I have found a really nice place but before I walk in I want a little advice, is it usually not like buying a house in the sense of there being downpayments (a deposit instead is what you pay for an apartment, right?) and how much in general are the apartments deposits + insurance? (I heard and, of course I realize all apartments vary but I heard that it’s generally only $ 20.00 – $ 50.00 for insurance) and the deposit i’m not sure on. So they charge roughly $ 1000.00 monthly to live there, me and her make $ 3,400 monthly combined, this obviously leaves us $ 2400 for gas,food, and our jobs are in the area not even a 10 minute drive so gas is conserved in general, food i’m only expecting to pay maybe $ 800 a month for. ALSO ARE UTILITIES FREE TO USE WITHOUT PAYMENT in most apartment settings? Any real bills besides rent? This is urgent we need to move out I currently reside at my parents and while i’m grateful they let me live here still and don’t dump me in the street it’s an abusive household and i’ve done all I could and tried to get them help but they refuse anything and I don’t have the heart to turn over my family (brother 15, beats on sister, 9) and even though I hate him I just can’t tear them apart. I’ve seen enough though. Basically I just need a few questions answered.
– Do you think based on the information and calculations provided we can make this move work?
– Will the landlord care if my girlfriend lives there with me or will she have to sign a form as well?
– Since we are not legally married who’s name should I put it in if i’m making most of the payment (mine?)
Sorry if I appear to lack common sense I really have no concept or experience in moving out and finding a place but I am talking about Folsom, California.