In Pa we are buying a house and we are having tough time with getting the inspection complete. Which will apperently result in renegioated price and needed repairs prior to closing. My agreement states that I have 15 days to have and inspection and 15 days to present a mortgage commitment letter. My lender states that I should be sure I want the property, which we providing needed repairs are renegotiated or taken care of. So my realtor says she needs it and my lender says everything is all set. What is the letter entail and what does it mean?