My New Year’s resolution for 2011 is to get my and my husbands spending under control so we can get out of debt. I want to get each of us a prepaid VISA card so we don’t spend more than our “allowance”. It is NOT for credit-building/repairing. It is only to control spending. We have checking, savings, credit cards, etc. What would you recommend? I’m considering getting a Wal-Mart Money Card but that one seems to have a lot of fees. My main criteria is: 1) Low reloading charge 2) No minimum balance/transactions per month 3) online or over-the-phone reloading ability.