I am talking about two periods. When the credit bureaus removes bad debit after 7 years and when bankruptcy it removed after 10 years. I know bankruptcy will stay in the report for 10 years (except trans union) for some of those debits still do not list the bankruptcy. I did fight the credit bureaus on those.
In the US bankruptcy does not stay on your credit report forever. Only 10 years. 7 years for trans union. Actually, I am using a credit card wisely but paying it off now.
Mainly. I am asking what happens when all your bankruptcy info, bankruptcy debits and charge off is all removed. Will my credit score shoot up or go down or go back like having no credit again. I already know for a fact all bad debit information is removed after 7 years and bankruptcy info is removed after 10 years.