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I paid collection account without validation, settled for less, unsure if ca reported it to cra, in may 2011.?

The ca is rincon filing . PMR is on the report . unsure if scam. At the time I thought account was wifes; so i paid it. The ca’s first contact with me was through my work, via message, saying to call that legal HOW CAN I FIND OUT IF ACCOUNT IS MINE?

2 Thoughts on what do u know about Pacific Management Recovery ? PMR . They are on my credit report .?
  1. Reply
    Angry Bird
    November 23, 2012 at 4:56 pm

    They are indeed a real collection agency.
    Try to think bank. Did you fail to pay a bill?
    You paid the original creditor instead of the collection agency?
    This was a mistake. You should have paid the collection agency.
    Ask here in another question how to resolve this issue.
    Your question is very fuzzy. Try to do a bit better next time. Try again.

  2. Reply
    Sgt Big Red
    November 23, 2012 at 5:01 pm

    If you paid then it will remain on your credit report for 7 1/2 years (from date of last payment made).
    You can try and dispute the report with the CRA’s to see if it can be removed.
    If they (the collection agency) does not respond to the CRA’s request for verification of the debt, the CRA can remove the entry from your credit report.
    No harm in trying.
    You can use the FICO link I have placed in the source area

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