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I have a friend who owns a home in Georgia, still is paying off the mortgage, but has recently moved to Massachusetts. He wants to get health insurance but is worried about taxes on the Georgia house. Is it possible to get a state ID for MA but still keep a license and car title for Georgia, at least for a few months? Is there any sort of grace period? He recently has become ill and needs health insurance. What is the best way to go about this, besides selling the house?

4 Thoughts on What determines state residencey? Can you be a resident of two states? Heatlh Insurance?
  1. Reply
    July 30, 2011 at 6:36 am

    Whichever state you reside in most of the year should be your “permanent” residence.

  2. Reply
    July 30, 2011 at 7:30 am

    You cannot be a resident of two states. If you maintain two different residences in two different states, then the one that you have your drivers license and voter registration from, is the one you reside in. If you only have one residence, then that is your state of residence.

    Regarding the car, if he has a GA license and GA plates, he needs a GA policy. DMVs generally won’t mail the registration renewal out of state, and you ahve to renew your license in person.

    Health insurance is trickier – even if he maintains his GA residence, a GA health policy is only going to pay for GA providers, except for emergency treatment (and then, it will be out of network, and more expensive). So if he wants MA health insurance to go to MA medical facilities with MA doctors and fill prescriptions in MA, he needs a MA health policy, and will need to change his residence to MA.

    He’s going to pay through the nose, in MA, if he’s already ill and NOW wants to buy the health insurance.

  3. Reply
    July 30, 2011 at 8:01 am

    You can claim as your state of residence and state “in which you maintain a residence to which you intend to return”. So pick one.

  4. Reply
    July 30, 2011 at 8:58 am

    Residency is determined by where you live. Owning a vacant house has no effect.

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