5 Thoughts on What are some good ways of improving credit score?
  1. Reply
    April 12, 2012 at 2:05 am

    Do you have a credit card?
    Pay it in full each month.
    Get your credit reports and pay off items, that way your rating can start improving slowly with time

  2. Reply
    April 12, 2012 at 2:10 am

    What I have done over the years is take smjall loans like 1000 and make a couple payments then pay the rest off. Its fast and easy and a credit builder.

  3. Reply
    April 12, 2012 at 2:56 am

    Pay your debts on time without any reminders or negotiation for easier terms. Only go into debt for a small part of you income (Mortgage on your house is an exception to this but even there pay on time every time)
    Your job will have a bearing on this and so will where you live

  4. Reply
    April 12, 2012 at 3:12 am

    Well I had a pretty bad credit rating, then I proved I could use money in the right way for about a year then its all great!

    Basically anything you buy you have to have a deposit right>? Well pay that deposit and keep up the payments then you will start to have good credit history.

    If you get a credit card, keep up the payments as this shows you can be trusted.

    It will take a while but once you get there its a great feeling!

    Any finance that you have just make sure you keep up the payments!

    If your in a bit more trouble (say £1000’s) then there are programs that can help you to put all the debts into one sum then after 1 or 2 years no matter if you have paid the debt off or not, it gets cleared and for the first 6 months you have the worst rating ever but then after that it turns to be the best!

    (all this is assuming your in the U.K ? if not ignore that last bit)

  5. Reply
    Tommy Ah
    April 12, 2012 at 3:28 am


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