2 Thoughts on What are procedures most important in improving credit score?
  1. Reply
    Beaux Bells
    June 17, 2011 at 10:03 am

    If you carry credit card balances pay them off in full each month.
    Using your card for things you need each month and paying in full is an easy way to get those 800+ scores.
    I am proof this works.
    Carrying balances can destroy your credit, especially if you ever use more than 25% of your available credit limits.

    Check your credit reports once a year for free at
    annual credit report. com
    Never delete your oldest account. Length of credit history is 15% of your score.
    Do not close accounts, it will reduce the amount of unused credit available – a number creditors look at.

    If you are in debt, get a book from the bookstore on Debt / Credit Repair.
    They teach you step by step how to negotiate, settle, or reduce interest rates.
    /

  2. Reply
    July Mark
    June 17, 2011 at 11:02 am

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