I’ve dated him for nine years. I have broken off the relationship numerous times because the odds seem so stacked against us. He has a large judgment against him which makes it impossible for him to purchase a house without it all going against the judgment. He advised that I could sell my house, buy another more suitable for both of us in my trust before we marry, and it would not be subject to his judgment. He would make the payments after we married. He is 58 and I am 50. I am really hesitant in taking that gamble. What if he gets sick and can no longer work to make the payments? My house is paid for, now, but not adequate for both of us size wise. We love each other very much, but the fear has me paralyzed to move forward. He has a life insurance policy that would more than cover it, but again, should he acquire a long-term illness and I am stuck with a large amount of medical bills to pay, I will be in real trouble. I suppose all marriages come with a certain amount of that risk, but it seems my situation is a little more riskier than most. I have two grown children and he has none. I don’t want my children’s inheritance jeopardized, but then again, I love this man. He is a good person with a great temperament and does make a good salary in his profession. We are very compatible.
The judgement is with the IRS.
He has paid some on the judgement, but I don’t think on a regular basis. He also drives an expensive sports car. In my opinion, he had no business buying it until the judgment was paid off. Another red flag…
I cannot purchase as nice of a house as mine for what I paid for it 10 years ago. The prices are ridiculously high for what you get nowadays.