What do you think the situation with the mortgages etc… in the UK will be like in October? Do you think the rates will be better, and the mortgage companies will have lightened up at all? I’m just asking because i’m with Northern Rock and my fixed rate of 4.89% ends in October at the mo it looks like the best deal I could get is about 6% when I have to remortgage. Also I will be on maternity leave in October which is why i’m hoping they will lighten up a bit, hope that makes sense? I know no-one can fully predict just wondered what peoples opinions were?