I need some knowledgable advice on debt management. I am looking to repair my financial past but first want to educate myself before going forward. I have come across the Statute of Limitations on Debts and am wanting more info. Basically I am concerned with something in particular on my credit report. It is a $ 200 bill for a movie rental. It says that it will be removed 12/2009. Obviously I would rather work something out and not pay the $ 200 for the video. Any advice? I have lived in IL and MO and the time frame for this Statute of Limitations seems to be the same. Any other helpful advice for negotiating my debt so I can be debt free in 2009?