In July 2000, my mother and grandmother purchased a townhouse for $ 93,000. In order for my mother to quality for the loan, the loan officer at the bank recommended that my mother included my grandmother’s SSI income, which she did and eventually qualified for the loan. For the next 6 years, my mother paid the mortgage payment and in early January, 2006, my grandmother lost her battle with ovarian cancer and died.
Eight months later after my grandmother’s death, my mother and I received a letter from State of Washington, Department of Social and Health Services, stating a potential interest in our property to satisfy medical assistance that was provided to my grandmother over the years in the amount of $ 195,478.48.
My mother decided to hire an attorney that promised to resolve this matter and she paid him $ 2,000.00 dollars but he eventually end up asking for more money and she paid him additional $ 2,000.00 dollars, he gave up on the case and asked for more money.
Last week, we received a letter from State of Washington (DSHS) stating that if the amount is not fully paid by 02/28/2009, they may possibly enforce sale of the property and/or foreclosure.
Since my mother and grandmother are both on the title and mortgage, my mother has always been listed as the primary holder of the property.
I don’t know how else to help my mother. She was basically robbed by this Russian attorney. And the reason she went to a Russian attorney was because she doesn’t speak English fluently and he was licensed to practice law in state of Washington.
After 8 years, the property is not even worth the requested balance by DSHS. What initiatives can my mother take to dispute the DSHS? My mother is ready to abandon the property and have it go under foreclosure. Any advice would be really appreciated.