My boyfriend and I are 22 and have been together for 6 years. We know that we are going to be together forever and would like to take the next step in our relationship and move in together. But we do not know what our best option is when it comes to where to move. We feel like an apartment would be better because we could lease from month to month or do a whole years lease. We also think that a house could be better because if we can find a house cheap enough on a 30 year mortgage after utilities are included it could be cheaper than renting an apartment for $ 500 a month which doesn’t include utilities or anything else. We do understand that getting a loan is going to be hard and we would need a co-signer but if we could do it then why not? We just don’t know what would be the smartest move for us right now. We need some help!