Paying off 2 loans (both car payments) and saving for down payment on house over the next 1 1/2 years before we go to buy a house. I can have those 2 loans paid off completely in 6 months or so, but wasn’t sure if it were better for our credit if I spread them out over the next year to year and a half to help out our credit even more. Not even certain if it will help it out or not I just know paying them off too quickly can be a bad thing. Interest rates are both quite small so I’m not worried about that, and more so thinking bigger picture. We’re also military and I feel confident will get a good interest rate on our mortgage through the VA program. I have an excellent credit score and my husband has a good score. Just one credit card in my name. Also should we go ahead now and get him a credit card so he can be helping out his score some that way too? I always pay the total down every month so I don’t get charges.