First of all, hello fellow Y!A people!
I’m 19 and trying to establish some credit history. I’ll need it mainly because I am considering a career in finance.
I’ve been approved for a Capital One No Hassle Card http://www.capitalone.com/creditcards/products/details/?sol=11196&tc=18&credit=3&linkid=WWW_0608_CARD_TGUNS01_CCBRWREW_C3_02_T_CP19618LW
I’ve also applied for a Victoria’s Secret Angel Card.
Yes, I understand that applying for cards lowers your score, but since I’m only trying to raise my score and gain history right now, I think I’ll be okay.
I plan on making a purchase using the store card, then going right behind that and paying the bill with the credit card. Then I can pay the whole bill off with the debit card at my bank later.
So, should I get a JC Penny card or a Macy’s? Which one has better rewards and the most places to use it in? I haven’t applied for either yet.
Any advice would be appreciated as well. Thanks!