I have been reading a lot about credit repair methods and have decided to dispute some of the items on my account that may or may not be erroneous. I have read a lot about mailing a certified letter to one of the three bureaus and at that point they get 30 days to respond. However, I have also seen on the bureaus’ websites that I can dispute items online. Does this follow the same 30 day policy? Does either way provide more or less of a chance for a successful removal? Your input is appreciated!