I have a brand new house, it is one year old. When we got it, we paid for a thorough home inspection, and our house is in tip top shape. Our one year waranty is expired, and we can extend it for three more years for $ 666. It it only structural and for the ac unit and stuff like that. Is it worth it? Everything is brand new, and I hear these companies will go out of their way to not have to pay for stuff.