My husband and I divorced 10 years ago. I was young and dumb. My name was taken off the title, but not the mortgage. I didn’t know then that there was a difference. My credit has been ruined because of his late payments and near forclosures. I cannot buy a car or rent a decent apartment let alone buy a new home. Now he is selling the home. Since my name is on the loan, do I have to be there for him to sell? Should I be entitled to any money because my credit has been ruined?