Hello. I have about $ 4K in credit debt, make about $ 60K a year, and have a FICO score of 638, which I understand isn’t bad, but certainly not something to brag about either.
I have recently fallen on hard times and would like increase one of my CC’s credit lines from 1300 to 2000 or so. Given the above, is that even reasonable? Or should I look for some other way?
And yes, I know I should be more financially responsible… I was dilligently paying it off except for a very recent hardship.
Thanks for your time.