I just ran a credit report and was shocked at some of the errors on my open accounts. Some actually about 5 reported late payments at various times… I don’t recall this being done so I wrote letters asking to remove them due to some sort of error. Also.. I had a BK 10 years ago.. One of my accounts still shows on my credit.. and it states it was added to my BK only 3 years ago! ( I dont think that is correct at all!) I wrote them a letter to ask if we could do something to remedy this as my Fico score last month was only 601!