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Who has the cheapest renters insurance out of All State, State Farm and American Family??

Who offers the best out of the three??

9 Thoughts on Renters insurance??
  1. Reply
    May 17, 2013 at 8:46 am

    I think all of those carriers are pretty expensive. I have selective. just go to the website, and submit a request for a quote. Also, if you have car insurance, you could use that same carrier and get a discount for having both. That’s what I did.

  2. Reply
    May 17, 2013 at 8:47 am

    Call and ask for a quote. That’s the best answer.

  3. Reply
    Jamie A
    May 17, 2013 at 9:16 am


  4. Reply
    May 17, 2013 at 9:46 am

    They’re all about the same. Whichever state you are in, the policy forms are all pretty standard (although they do vary state to state), so for the same coverage, the premiums will probably all be within $ 25 of each other.

    Your BEST savings is to put it with the same company that does your car insurance – the package discount on the car insurance can be HUGE.

  5. Reply
    May 17, 2013 at 10:09 am

    Shop for the best price. You can also get a better rate if you combine your car insurance and renters insurance through the same company. Or, better yet, go to a private insurance firm that brokers several different underwriters (insurance companies) they can shop the coverage for you. Renter’s insurance is usually around 10-15 dollars a month, depending on where you live of course, and the type of structure (brick, siding, mobile home, etc). Levels of contents coverage also affect your premium.

  6. Reply
    May 17, 2013 at 10:17 am

    Call them and see.

  7. Reply
    Insurance MAN
    May 17, 2013 at 11:10 am

    You should consider more than just those 3. But of those 3 i would say All-State is the stonger company and is more likely to offer better coverage. You should consider, like another agent said, grouping your car insurance along with your renters, and depending on your assets, look into a personal liability umbrella (PUL). I often write renters policies and a PUL for my clients who only have their auto insurance with me and end because of the discounts for grouping things tobether, it only costs like $ 10-15 more a month depending on coverage…. Nationwide offers great options and great coverage.

  8. Reply
    May 17, 2013 at 11:55 am

    Just because those are the three you see on TV doesn’t mean that they are the best companies. I’m not going to say who, but there is some bad claims handling policies in at least one of those companies. Depending on where you live, you can find less known companies that provide better values.

    And as already said, it is better to go with your auto carrier to get a good discount. You might even consider changing your auto company because the discount might make it cheaper.

  9. Reply
    May 17, 2013 at 12:03 pm

    Renters policies in general are not expensive. They provide with coverage for your own personal belongs and some coverage for liability. I would get some quotes and make sure you find out as much as you can about each company’s policy and their claim handling. I can tell you I work for a State Farm agent and We have an excellent rating for claims. Each company can a little difference of coverage in their policies so you need to find a policy that suits your needs.

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