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I have a lease judgment on my credit report. The debt was paid about 3 years ago but it was still reporting after numerously righting letters to the apartment complex and the courts, as well as hand delivering the letter. The letter stated when i lived there and when i moved and also showed copies of the money order showing that the debt was paid. Finally in April of 2009 the new manager filed the release and gave me the original copy from the courts. I recently pulled my credit in Nov 2009 and the judgment is still on my credit report. I am trying to move next month (Dec 2009). If I show proof (the original court document showing judgment is released) will this be sufficient for the new apartments to let me move in?

2 Thoughts on Release of apartment Judgment?
  1. Reply
    August 29, 2011 at 7:57 am

    You do NOT get a judgment removed from your credit report when it is paid off. Things stay on your credit report for 7 years, paid or not. When you pay it off it will show as paid but that is about it.

    The fact that you ever left an apartment owing money is enough to deny you. It does not really mater if it is paid off. Many landlords do not even look for that. All they care about is that you had screwed a landlord in the past and what the chances are that you will do it to them. I know this does not seem fair when you cannot get a rental, but landlords have every legal right to know your past and hold it against you.

    In your way of thinking: A tenant could have 10 judgments against them and have them all paid off. If those were taken off their credit report then no future landlord would know that this person screwed over 10 other landlords. How fair would that be?

  2. Reply
    August 5, 2015 at 2:55 pm

    Send a copy of the release of judgment to all 3 credit bureaus they charge a fee of $3-6 for each credit bureau but they will remove it from your credit report

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