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I will be out of BK in about 4 months. After that I will have to start to pay on about $ 50,000.00 of student loans.

The only way that I think I might be able to afford to do this is be trying to Refi. I am not really even sure if I could, or if I should. I figure I would type this question here and see if anyone has any experience with this.

I have had my loan since 2003, so there has maybe only been $ 10,000.00 that has actually came off. It is a Va loan also.

1 Thought on Refinance mortgage after Chapter 13?
  1. Reply
    February 4, 2014 at 2:23 pm

    the date of discharge from the 13 bk you can apply to streamline the process and even do it with out an appraisal if you have good equity. The VA allows that transaction. In Fact you can do it now with the trustees approval
    I am a mortgage banker in TN

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