Would you combine these Barclay limits?

Would you combine these Barclay limits?Would you combine these Barclay limits?
richeventvladimir asked 4 years ago

I have two Barclay cards. One is their regular Rewards card and the other is their Apple Rewards card.

 

Rewards card benefits – 

 

Earn rewards even faster when you shop through Barclaycard RewardsBoost

Earn 2 points for every $ 1 you spend on gas, grocery and utility purchases
Earn 1 point for every $ 1 you spend everywhere else
Redeem points for statement credit, gift cards, and merchandise
Enjoy no points cap – earn and redeem as many points as you want
Points do not expire

 

 

Apple Rewards card benefits –

 

Earn 3 points for every $ 1 you spend at Apple or on iTunes
Earn 2 points for every $ 1 you spend at restaurants
Earn 1 point for every $ 1 you spend on purchases everywhere else
Every time you reach 2,500 points, we’ll automatically send you a $ 25 Apple gift card or you can choose to receive a $ 25 iTunes gift card
Special financing offers at Apple

Current CL for the Rewards card is $ 10,500. and $ 3200. for the Apple Rewards. I’m going to try to get a CLI on both cards in a few weeks.

 

I use a lot of Apple products but like the regular Reward’s card benefits. I don’t like to carry balances so the special financing offer usually doesn’t interest me. In the end, that card doesn’t get much use. I tend to favor the other one. I’m considering asking them to combine limits after I try for CLIs. The combined total would probably at least be about $ 17K.  One benefit that I see of having two cards is they both will have the oppertunity to grow so I could end up with a higher total limt in the long run. 

 

I’m also planning to combine my two Cap 1 cards in December. What do you think? 

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