After extensive research, i decided to take action on a paid judgement and see if i can get this removed. The judgement was paid off in Janruary 2015 and a satisfaction of judgement was filed. However this still stays on the credit report. I did not realize it but my scores are taking a ding because of this. I have a few other collections but i think the public record is whats really driving my scores down.
Anyway, i figured i would take a shot and see if i can get this vacated. Here’s what i’ve done so far:
1) Filled out form SC-135 for motion to vacate. Judgement is in California.
2) Wrote/pleaded my case on a paper pleading template that i can attach with my form.
3) Tomorrow i plan to go to the courthouse and file the paperwork.
Anyway, crossing my fingers that it all works out. Anyone have any luck getting a judgement removed?