Why Manage FICO Score Month to Month?

Why Manage FICO Score Month to Month?Why Manage FICO Score Month to Month?
BorisDom asked 3 years ago

In reading a lot of posts here I note that people do things like paying off a credit card at strategic times so the lowest possible balance is reported to credit agencies.  I’m not sure I understand the motivation for this.  Is there some a cumulative aspect to one’s FICO score?  I thought it was just a snapshot of current financial status–if so, why not only worry about gaining or losing a few point when you’re applying for specific credit?

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