I have removed all the baddies that I could and paid my cc down, my bank said they report the last day of the month( for cc), so should I pull them next week or?
I really would like to try and get a pre app next week, and get the ball rolling, I’m so scared also what is the minimum credit score for a home loan 620?680? Also my income is 62k a year
CC payment $ 40
LOC payment $ 87
unsecured loan $ 126 BUT this loan will be paid off before I close
Anywho any ball part figure how much I may get, the home I am wanting to build is 187950. I am also torn between applying at my local CU or the builder’s lender
Thanks for ALL your help