When is it time to go for sub-prime? Itching…

When is it time to go for sub-prime? Itching…When is it time to go for sub-prime? Itching…
Niikolay asked 4 years ago

I may be a little anxious here, but I need some help on whether to chill out, or start going for it.

 

I just started rebuilding, I got a WF Secured $ 300 limit, and a Cap One Quicksilver One $ 300 late last month. I’ve only been using the CapOne card since.

 

But there is this CONSTANT itch that wants me to apply for more….specifically the Venture One. I have my reasons, but I’d mainly love to have a card where I can get miles and stuff…is it too early?

 

My FICO scores are low 600’s, but I expect them to jump this month, cause I’ve just been using the one card, making multiple payments, and my utilization is in the 10% range.

 

What should I do?

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