Well i start with amazon in november 2014 , then with walmart in april 2015. Basically my garden start in june and i just payin every month both cards. my tu score last month was 690 , now 674 ( idk why drop). Now i dont know what to do , i dont know if i can apply for something or stay for more time gardening , im stuck. For information i cant apply with capital one or barclaycard , they not accept puerto rico apps. The only bad in my credit 3 lates of 2013 , now 2yrs-6months old.